Auto Finance Center in Central MI | Motorcars Lansing & Kalamazoo

MotorCarsOnline.Com takes the stress out of auto financing. We can help finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

Exceptional Customer Service

No Hassle Credit Checks

Online Purchase

Flexible Payments

Low Credit Financing Options

Motorcars has been supplying quality vehicles to mid-Michigan and beyond for over 21 years, a large part of our business includes customers with low credit. Your past mistakes shouldn't get in the way of getting into a reliable vehicle. Our finance department will get you the lowest available payment for your situation!

Shop From Home - Purchase Online

Get a complete picture of all costs and your monthly payment. Use the Customize Your Deal tool to:

  • Compare the monthly finance costs.
  • Determine the amount of cash down that works with your budget.
  • Include the value of your trade.
  • Select a financing term that works for you.
  • Factor in your credit score.

Flexible Credit Options

MotorCarsOnline.Com can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Finance A Used Car At Motorcars Group


Have you found the perfect pre-owned car, truck, SUV, or van for your Michigan daily commute? Are you still searching but would like to know what your financial options are? Our team of car financing experts are here to help you find and purchase the like-new vehicle of your dreams for the price your wallet needs.

Talk With Our Finance Center To Learn More


Here at Motorcars Group, we receive customers who come from all sorts of different financial backgrounds, and we strive to help each one as best we can. Whether you have great credit, low credit, or no credit at all, our finance center can work with you to find the perfect plan for your car financing. We offer a multitude of different programs, can assist you with any trade-in or down payment you may have, and may even have used car specials available to help you spend less on a used car, truck, SUV, or van.


Contact Motorcars Group To Learn More About Used Car Financing


If you have questions about purchasing a used vehicle, don't hesitate to contact our Motorcars Group dealership. Our team of trained used car consultants can walk you through the entire process and assist you with any questions or concerns. We also offer our Lansing, Kalamazoo, and other Mid-Michigan area drivers a long list of online finance tools that can be accessed at any time. These online finance tools include:

  • Pre-Approval Application - Fill out this secure online finance application to see if you're pre-approved.
  • Payment Calculator - See what your monthly payments may be.
  • Value Your Trade-In Tool - Discover what your trade-in may be worth.

If you'd like to learn more, feel free to stop by our Motorcars Group dealership or contact our finance center via phone, online chat, or text today!

Your privacy is important to us.

MotorCarsOnline.Com takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. MotorCarsOnline.Com

    6505 S Pennsylvania Ave
    Lansing, MI 48911

    • Sales: 888-809-5072
  2. Motorcars of Kalamazoo

    2720 S Sprinkle Rd
    Kalamazoo, MI 49001

    • Sales: (269) 459-6200
  3. Motorcars of Lansing

    6505 S. Pennsylvania Ave.
    Lansing, MI 48911

    • Sales: (517) 882-8030
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Get in Touch

  • Contact our Sales Department at: 888-809-5072
  • Monday9:00AM - 7:00PM
  • Tuesday9:00AM - 7:00PM
  • Wednesday9:00AM - 7:00PM
  • Thursday9:00AM - 7:00PM
  • Friday9:00AM - 6:00PM
  • Saturday9:00AM - 4:00PM
  • SundayClosed